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Wincer Song, Founder, Owner and friend of mine.
Great Social Business Media Site, loved it and still do.

Since September 15th, 2007. The day I join and still active today!

Karatbars International is what l will focus "ON"

"One Member at a time"



Wednesday, January 29, 2014

The Fiat Currency has the Potential to Collapse in 2014

January 29, 2014

Been a very busy day today, watching and listening to so many factors that all have a very similar result, the fiat currency is about to collapse. Banks now want to charge a service fee for you handing them money as a deposit. Forget to imagine that, it's coming to your local bank sometime this year.

Who do we trust, with our money, certainly not our banking system? Banks have the ability to use a system most of us never figure out, called an algorithm system in which they increase your service charges by a little, each month. If you never complain they increase it again, just check your service banking fee's.

We once believed in our government, we voted them in, and now they have created a system that is punishing our future financial investments for our retirement, which we all have worked so hard for. Will we ever be able to receive our monthly RIF each month, to enjoy what we have earned, and worked for.

The greed factor has kicked in a long time ago, but it has made many very wealthy, except for the hard working stiffs, who believed in the system. Big name banks have displayed their greed. Take for example HSBC who were fined in the area of 1.9 billion dollars for supporting Mexican drug cartel money as in laundering their profits. They are still in business, bet you they made more then they had to pay as a penalty. Slap on the wrist.

Major banks the world over are changing their operations to ensure that are not laundering money. This is causing the banking system to grow more inefficient and costly. This has made bitcoin a better solution than the banking system for sending funds to some of the poorer regions of the world.

You can read more on this crises and understand what is really going on, what you hear or read is not always what is really happening. But there are a lot of experts talking about a global fiat collapse. 

Read More, On an article written by Jeff Berwick. 

All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho

Thursday, January 23, 2014

How to Eliminate Your Financial Calculated Risk, when you invest!

January 23, 2014

Keeping you up to speed, with some of the world crises in global investing. Trying to understand why the asset gold has become a calculated risk that has been eliminated due to some of the real reasons you're about to learn!  It's more than likely an article you will benefit from, more importantly, see your (ROI) increased when you follow this concept.

Why would you invest in options, assets, stocks, or mutual funds, etc.? Without doing, you're research, with each investment vehicle. The key here, is you're playing with your money. The real stuff, the only pain you will suffer is in your wallet.

Not going to teach you how to do it, but going to provide you with a direction; that will increase your odds of perhaps understanding why you invested in it. You had a reason! You did your research, knew the odds, an important factor. Understanding the process of elimination of your risk odds, is not a bad thing to have.

So how do we do this? Understanding who your audience is, going to take some time, but, at least, your on the right road! Foundation is built carefully, they have to hold up to whatever is thrown towards them, they handle it without any difficulty. It's the most important step you will need to educate your mind.

Education, or educating yourself is a lifetime process! Investing changes daily, you need to follow the trends, cycles of investing with your investment. It's your money, why would you not do this? Take a financial adviser's word, we all know they make money with every move they share with you. We all been there, except for the results!

This article l am about to share with you will provide you with the education you may or may not need. But it will open up your eye's on how to invest, differently. Now you're in control of the direction of your (ROI.) Who else would you want to be able to direct your money you have invested. The only person stopping from financial success is you. This blog you have found will provide you with the education for you to understand, what you been trying to figure out on your own.

Here is  what you need to educate your self with 

All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho

Tuesday, January 21, 2014

The Biggest Obstacle that Holds You from Success!!

January 21, 2014

We have just ordered another program on some site, which promised you so much success. We get all excited, and say this is the one that will make me "rich and fruitful." Within a very short time, it gets lost with all your other programs. That never lived up to your expectations.

Hang on; we just joined another program that is on it's "pre-lunch announcement." They say a spot and secure your position. It's the biggest decision ever on the Internet, so you did it again. How our minds work, always looking for that magical freedom dust, as in results, without any dedication or effort.

Our minds work in mysterious ways; we have the ability to control the thinking pattern, but most of us never do it. So we defeat our abilities before we provide them with an opportunity to become a reality. It happens so often; we second guess our thoughts, why is this? Been studying this thought pattern for a very long time.

The biggest investment you will ever make, also the most complicated, the most difficult one you will have to appreciate fully, or perhaps learn how to understand why it works! It's the only investment you will ever have to become well educated. Like I said, not going to be easy. Most of us can invest in any investment with money; this one is not about money. What this one is about, it will make or break your future, simple as that.

The biggest obstacle that holds you back is how you think! People pay for this advice, but unfortunately, they never understood the concept, skills involved with this investment. They were too busy, memorizes formulas that provided an (ROI) on their stocks, options, or whatever they invested their money. "This is why investments are so complicated."

Education in any specialty is a lifetime process; we can never allow our minds to accept a comfort zone. If we do not learn something new each and every day in our brand, then we have not invested wisely at all. It all of a sudden became a gamble with our investment.

I am no expert on investing, but I like my (ROI), it is a calculated risk that provides you with positive results, all that matters. Why would l allow someone who would ask me, what is your account number before you can ask questions? Sad, next time you talk to your financial advice, listen to him differently. The only thing you should understand is he cares nothing but his commission. So results are a well-calculated decision on his part unless you were on his end. Then you would also benefit, your just a file on his daily duties.

I was good at that; I played that game to an excellent return on my investment, which was my time. Only thing l understood, if l invested in my day, it's the only asset I can never buy back. So learned that my time had to be productive, wisely used. See I understand one thing, there is an international language in investing, it is called numbers, they can be abused, but they can never lie. Numbers are the "International Language of Investors." They are traceable with the feds, why they also understand this language.

Learn This Concept on WHY, and we are programmed to fail!

We are all magnificent on making excuses on why it will not work; we have an excuse for every move we make. We spend more time on why it will not work than it will not work. There is an old saying, one I need you to eliminate from here on. Misery just loves company; we feel at home. Stop doing this, right now.

Age, education, looks, who we married, schools we went to, friends, family, luck, setbacks due to a way we think. We can come up with so many excesses just the way we did it when we did not want to go to school as the child.

It could be a fact, and our minds have attached us to becoming defeated much easier than applying steps for success. Not as much work involved, and besides, so many people have tried this and failed. Why should l do this?  We only have an ability to think small, when the other has the same price, with much more financial results. Never understood them numbers, at all. So understand this concept "The Magic of Thinking Big."

So to become successful, you have to know this type of accomplishment. Learning what it takes in building confidences and destroy you fear. You have to re-read what I just shared. It's all I have, really is. The magical dust for success invests in your abilities.

It's what I share with my partners, building a solid foundation, has nothing to do with the above, we become, who we think we are sometimes. It's more than likely the greatest secret ever shared, why it is the greatest secret. Now you know the secret, use it wisely.

All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho

Wednesday, January 15, 2014

Second-Greatest Opportunity to Buy Gold

January 15, 2014

It's a very informative article you're about to read, covering many opportunities with gold, and why it will always have this type of demand. Regardless of what has happened with all the manipulation, for keeping this asset as the true recession proof, future currency.

Nick Barisheff President and CEO of Bullion Management Inc, located in Toronto, Ontario. Who also has shared his views with this asset, on USAwatchdog, interviewed by Greg Hunter? He illustrates and explains why he wrote his book. Gold will have a value of $10,000 per ounce,

This article was written by Nick Barisheff.

Last year the COMEX futures exchange distorted gold prices and provided investors with the second-greatest opportunity to buy gold since 2002. Precipitous drops in gold triggered sell stops and margin calls in April and June, and the Western media said that gold's bull market was over.

But in sharp contrast to the falling price of paper gold, the demand for physical gold soared. Many retail coin stores ran out of stock, and premiums climbed. The lower gold prices present a problem for miners, many of whose production costs exceed $1,200 per ounce. Also, monthly deliveries on the Shanghai Exchange surpass mine supply.

The primary driver of gold price is, and always has been, increasing money supply (inflation.) The US (and, in fact, the world) is increasing its money supply at an alarming rate. Today official US debt is $17.3 trillion. To bring the debt-to-gold relationship back into equilibrium, gold should be $1,800.

Since there is no political will to curtail debt increases or introduce austerity measures, gold will likely set new highs in 2014.

The systemic risks that cause the financial meltdown in 2008 have worsened. In 2008, the world's financial system was almost destroyed because of the $1.2 trillion in mortgages derivatives. Today interest rate derivatives alone are 450 times higher at $561 trillion, or 7 times global GDP.

Nick discusses the consequences of higher 10-year Treasury yields. Increasing debt and how it relates to GDP; demand for gold from the East versus lack of interest in the West.  Movement away from US dollar. The six reserve currencies that proceeded the dollar. Why today may be the second-greatest opportunity to buy gold since 2002; portfolio allocation; and the importance of holding physical gold bullion as opposed to paper money.

Read the Full article

All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho

Wednesday, January 8, 2014

The key to success "IS" we become what we think about!

January 8, 2014

The weather has set the tone, for the New Year in 2014, cold and harsh. We all want to succeed, build a financial retirement plan that will allow us to enjoy the reasons we have dedicated and worked so hard. The problem is we have forgotten to plan this strategy. Why is that?

We are all humans, so much going on in our daily life's, and we forget to put some money towards a retirement plan. Investing with time is a commodity you will never, ever have the opportunity to get back, regardless of how much money you have or do not have.

The question is, in the morning when you wake up, is this the person you see in the mirror in your bathroom mirror? You're more than likely have a set of words you use, each and every morning! Why me, how did I get myself so behind, all I ever get is more bills? You're no different than most people in society! Not even your fault; to be upfront, and honest with you!

So where did you go wrong? You used the money for other reasons, somewhere good, but a few were bad reasons. We failed to plan our retirement future. The good thing is, we still have time to re-direct our financial future. This is really possible, not going to be easy at all, why would it be? If you have an interest, then you might want to read more?

The first thing you need to do is stop doing things you hate doing! They waste human energy and more than likely assets you cannot afford to use unwisely. So many books have been written on this topic, with very little results for one simple reason, we doubt our abilities. This is the hardest change you will ever need to make, your mindset, not a simple concept at all.

A mindset is the most important investment you will ever make, for the reason you're determined to achieve your wishes in life. We do have this ability, Earl Nightingale, shares the strangest secret, an absolute masterpiece. Listen to this masterpiece, yes it is old, but raw facts that provide results in your journey with success.

Forget all the click bank links, that promise you will make x amount of millions. If you really want to plan a financial future, listen to this over and over until it becomes reality. You will find that key, you really will, because you're investing in the most important asset, you will ever invest in, your mind.

See everything you apply in your daily life, came from this original material, everything else has been watered down, missing important ingredients, that provide the correct receipt for success in whatever it is that you define success with. Why do men with goals succeed in life and them without them fail?

This is all you really need to really understand, the strangest secret is a concept that is over looked, for the simple reason it is really that simple. The key to success is, we become what we think about. Learn this concept and you will never worry about any financial obligation again.

So let's get back to your retirement plan if you're interested in saving some money, not spending it, but investing a future with your financial obligation, then you may want to invest a little time and review this video. If you're tired of the fiat currency then you will benefit from this investment.

Review this if you want, what you should have had!!

All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho

Friday, January 3, 2014

A Year to Remember with Your Investments in Gold!

December 31, 2013

A year to remember, without any real financial logical reasons for the way gold has performed this year. Gold will more than likely close off this year in around the $1200 per ounce mark.

I strongly believe, and so do many experts feel that gold will bounce back in 2014, once all of the manipulation by central banks weeds out. Gold will bounce back with the vengeance with a true market value of somewhere in the $2000 per ounce mark.

This certainly has been the worse year since 1981 that gold has performed with annual losses with this type of behavior, unpredictable most of the year. There really was no logical determining factor on why it perform with these types of results.

Here are some of the articles, which I have followed during the year with how gold has reacted to certain crises globally. Does Gold have a Silver Lining by Lior Cohen via The Motley Fool?

The Chinese government has been advising its people to buy precious metal like gold and silver. Watch this short Presentation.  Via 

China’s activity with its consumption of gold in the first 6 months of this year (2013) increased, and should overtake India as world leaders in the consumption of gold, within a very short period of time.  Read more on this issue

I have been following how China is taking its creative steps, into becoming the world leader, not only with gold backing up its fiat currency but a power that is well disciplined towards a global nation, being the currency of global trading. Read more on this issue

Why investing will always be the biggest single gamble you will ever make. Several reasons play into this theory of investing that hooked me. Read more on this issue.

From an investment point of view, you just lost a small or perhaps a large portion of some advice that had no value but only hype. Hey, they sold you on the sizzle, without the most important factor your (ROI) return on investment, your efforts is not always monetary.  Read more on this issue

All the Best,

Joseph F. Botelho One Gram at a Time

Joseph Botelho

Welcome To One Gram at a Time

Thank you for taking the time to understanding the "One Gram at a Time Page," it has other meanings, other then the...

Posted by One Gram at a Time on Thursday, February 4, 2016

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